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Basics of Baccarat

This section provides basic information on casino baccarat game. Some casinos may have different rules for their baccarat game but the basic idea for the game is the same.

Casino games are usually classified into two main categories: Machine Games and Table Games. Video Poker, Slot Machine and Pachinko are grouped into machine games category and Baccarat, Battle Royale, Blackjack, Caribbean Stud Poker, Free Ride, Pai Gow Poker, Red Dog, Roulette, Sic Bo are grouped into table games category.

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Basics of Baccarat

Choose which hand you choose to play, the Player’s hand (pays 1:1), the Banker’s hand (pays 1:1 less a 5% house commission), or a tie (pays 8:1). The Player and the Banker then receive 2 cards each. The object of the game is to attain a total as close to 9 as possible. Aces are worth 1, face cards and tens are worth 0 the remaining cards are worth their face value. If the total of the hand exceeds nine, the value of the right digit is taken. For example, a 9 and a 6 (15) would equate to 5.

The rest of each round is dictated by the following rules:

* If either the Player's or the Banker's hand totals 8 or 9, neither player receives a third card and the hand closest to nine wins.
* The Player's hand will always hit on a total of 5 or less and will stand on 6 or higher.
* If the Player stands, the Banker will also hit on a total of 5 or less and will stand on a total of 6 or more.
* If the Player takes a third card, the Banker proceeds based on the following table. The Banker’s response is based on the Player's third card.

0 1 2 3 4 5 6 7 8 9
7 S S S S S S S S S S
6 S S S S S S H H S S
5 S S S S H H H H S S
4 S S H H H H H H S S
3 H H H H H H H H S H
2 H H H H H H H H H H
1 H H H H H H H H H H
0 H H H H H H H H H H

    = PLAYER'S THIRD CARD
    = BANKER'S SCORE
S = STAND
H = HIT
* If the hand ends up tied, the tie bet pays 8:1 and all other bets are pushed back.

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